SBI Unnati

State Bank Of India Launches Unnati A New Service That Provides Free Banking Services

The State Bank of India has launched a new service called the “Unnati” that doesn’t charge its customers for any financial transactions. This move is to bring more users into the Digital Banking Sector.

What is SBI Unnati card? It is a credit card offered those SBI customers who have a minimum account balance of Rs. 25,000 in their accounts. The annual fee of Rs. 499 is waived off for the first four years.

What about Reward Points? Customers will get one point per Rs. 100 spent. Cash Advance, Balance Transfer, Encash, Flexipay and Fuel transactions are not included in Reward Points Program.

They will also get a 2.5% fuel surcharge waiver for each transaction between Rs. 500 and Rs. 3,000 (exclusive of GST, wherever applicable, and all other charges). The maximum surcharge waiver is Rs. 100 per statement cycle per credit card account.

Where to use: The Unnati card can be used in over 24 million outlets across the globe, including 3,25,000 outlets in India. You can use your card to make payments at any outlet that accepts Visa or MasterCard.

Other features: Utility bill payment, balance transfer on EMIs, easy money, flexi pay and an add-on option are some of the additional features available.